Attention homeowners in Merrick and Nassau County: Need an appraisal?

The top reasons NY homeowners order from PT Appraisal Services, Inc.:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. Challenge Nassau county's assessment of your property
  3. Remove PMI to reduce a mortgage payment
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a NY divorce, where real estate needs to be divided
  7. To determine the true market value of real estate in question to settle an estate in NY

Do you own a house in or near Merrick? Do you need help determining the price of your real estate?
Contact PT Appraisal Services, Inc..

At PT Appraisal Services, Inc., we understand the unique needs of a homeowner in need of appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, attorneys, and accountants. As our non-traditionalclient, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at PT Appraisal Services, Inc., will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value opinion than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to save money for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. We are seasoned in helping customers just like you do away with unneeded PMI insurance.

Challenging Nassau county's assessment of your property

Lets say you live in a region that is declining -- your local tax assessor may have your house overvalued. That only means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. An appraisal from PT Appraisal Services, Inc. is your number one weapon when challenging your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow standpoint. An appraisal from PT Appraisal Services, Inc. can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you would like to have a seasoned expert double-check it for verity or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? PT Appraisal Services, Inc. offers field reviews where we go out and check the subject and comps. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had done before. While usually requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your home.